No single credit card is the best option for every family, purchase or budget, but our credit cards editorial team set out to crunch the numbers to find great cards for a variety of needs.
We gathered more than 28,000 data points across more than 200 cards, created our own editorial rating system and compiled the best credit cards of January 2025. These cards are ones we found to be the most helpful to the widest variety of readers. Rather than selecting a single winning option and ranking the 15 next best, we highlighted the best credit card for multiple situations.
You can read more about our methodology here.
Here’s an expanded table with 100 unique phrases with “put”, their meanings, examples, usage, and notes:
This table now includes 50 phrases, and many have multiple meanings, with unique examples for each. Let me know if you’d like me to expand it further!
What is Effective Communication/Conversational Skill?
Effective conversational skills refer to the ability to engage in meaningful, productive, and respectful interactions with others. These skills are essential for clear communication, relationship building, and successful exchanges of ideas and information.
Why is Communication Important?
- Communication is a foundational skill that underpins many aspects of personal and professional life.
- It enables the sharing of information, builds and maintains relationships, facilitates problem-solving, and drives productivity and innovation.
- Effective communication is essential for achieving goals, building trust, and enhancing overall well-being.
- Let’s understand a little more about it?
1. Building Relationships
- Personal Connections: Clear communication helps build and maintain personal relationships by fostering trust, understanding, and emotional connection.
- Professional Relationships: In the workplace, effective communication strengthens team dynamics, promotes collaboration, and enhances relationships with colleagues, clients, and stakeholders.
2. Sharing Information
- Clarity and Precision: Communicating effectively ensures that information is conveyed accurately, reducing misunderstandings and errors.
- Knowledge Transfer: It facilitates the sharing of knowledge, ideas, and innovations, which is essential for learning and development in educational and professional settings.
3. Problem-Solving and Decision-Making
- Identifying Issues: Open communication helps in identifying problems early by encouraging feedback and discussion.
- Collaborative Solutions: It enables collaborative problem-solving and informed decision-making, leading to more effective and sustainable solutions.
4. Enhancing Productivity and Efficiency
- Task Management: Clear instructions and expectations help in the efficient completion of tasks and projects.
- Reducing Conflicts: Effective communication minimizes conflicts and misunderstandings, leading to a more harmonious and productive work environment.
5. Achieving Goals and Objectives
- Alignment and Motivation: It helps align team members with organizational goals and motivates them to work towards achieving these objectives.
- Performance Feedback: Constructive communication provides valuable feedback, which is essential for personal and professional growth.
6. Building Trust and Credibility
- Transparency: Open and honest communication builds trust and credibility with others, fostering a positive reputation and strong relationships.
- Reliability: Consistent communication reassures others of your reliability and commitment.
7. Influencing and Persuading
- Impactful Messages: Effective communication is key to influencing and persuading others, whether in marketing, sales, or leadership roles.
- Advocacy and Negotiation: It plays a critical role in advocating for ideas, negotiating agreements, and driving change.
8. Enhancing Personal and Social Well-being
- Emotional Expression: Communication allows individuals to express their emotions and feelings, which is vital for mental and emotional well-being.
- Social Cohesion: It promotes social cohesion and understanding, contributing to a more connected and harmonious society.
9. Adapting to Change
- Navigating Transitions: Effective communication is essential during times of change, helping individuals and organizations adapt smoothly.
- Crisis Management: Clear and timely communication is critical in managing crises, ensuring that accurate information is disseminated, and appropriate actions are taken.
10. Enhancing Creativity and Innovation
- Idea Generation: Open communication encourages the sharing of ideas and perspectives, fostering a culture of creativity and innovation.
- Collaborative Innovation: It enables collaborative efforts in developing new solutions and driving progress.
10 C’s of Professional Communication- Verbal/Written:
- Complete– information comprehensive for reader
- Provide enough information so that the reader does not have questions. Remember that the reader may not have the same data as you do. Who, What, When, Where, Why, and How provide an excellent foundation to tighten up business writing.
- How to do it?
- Share relevant information
- Step by step procedure or the process in the correct order/sequence which the customer has to follow
- Concise– no unnecessary words
- Get to the point with the fewest words possible. Avoid redundant and unnecessary content. Do not waste the reader’s time.
- How to do it?
- Avoid wordiness
- Wordiness is using more words than necessary to make your point. For examples, redundant expressions or phrases
Don’t use Use For the reason that Because At this (that) point in time Now (then) Is going to Will Take into consideration Consider In addition to Also Prior to Before The fact that That In spite of the fact that Although Exactly the same Same One and the same The same Repeat again Repeat Revert back Revert End result Result Each and every Each Free gift Gift In the event that If At the time When - Avoid Unnecessary fillers
- Filler words are the words that creep into our writing during the drafting stage
- Unnecessary Fillers – every word has to earn its place
- Refine each sentence until it’s clear
Very By the way Actually Generally I mean Just Basically Mostly Like I said Like Essentially Pretty
- Avoid wordiness
- Clear– simple explanation and objective
- The message needs to make sense to the reader, no interpretation required. What is the point of the document? What action is expected of the reader? Avoid jargon and organize the information in an easy-to-follow pattern. Utilize, “First, Second, Last” to be clear.
- How to do it?
- Use Simpler Words
- Readers like to read content that is written in a simple language and easy to understand.How about using words that are simple and effective?
- Use Simpler Words
- Don’t use Use Currently Now Is able to Can Requirements Needs Approximately About Increase Gain Consume Use In order to To Reduced Cut In favor of For During In But However In the near future Soon Utilize Use Numerous Many Facilitate Ease Initial First Initiate Begin or start Implement Do Attempt Try
- Concrete– include specifics like numbers, time, date, address…
- Include specifics, no vague words. “These [vague words] are called hedges: about, kind of, sort of, -ish (suffix), stuff, things. Concrete words give exact information and removes doubt or the need to interpret the meaning. Concrete language has an obvious meaning.
- Conversational/ Creative– brings interest through varied structure & explanations
- Use a conversational style of writing that is designed for a human being, not a robot. Do not use stiff mechanical or legal terms, but don’t be too informal. Ask yourself, “would I speak this way if I were talking face to face with someone?”
- How to do it?
- Rephrase to a better tone and phrase (detailed below)
- Courteous– avoid commands, demands & “you”
- Use positive tones and from the reader’s viewpoint. Positive words will produce a positive tone. Studies prove that negative words instantly yield hormones that cause stress and anxiety- even if that is not your intent. Focus on what is or can be rather than what isn’t or can’t be.
- Correct– no mistakes in grammar & facts
- Proofread to ensure that mechanics are correct and do not rely on spell and grammar checkers. Make sure the information provided is correct and that you are not misinforming the reader. Once you lose your readers trust it will be near to impossible to regain it and “I made a mistake” will not likely save your reputation.
- How to do it?
- Avoid Indian-isms
- Indianism refers to the word or phrase which are commonly used in Indian English.
- It is the way a sentence is structured if literally translated from an Indian Language to English.
- Avoid Redundant phrases
- Redundancy refers to the words or phrases which have already been used in the same context or using unnecessary words.
- This happens when we speak faster in accordance with the time we take to think!
- Avoid Indian-isms
- Coherent– logical flow of content
- Do all the parts tie together smoothly and make sense? Use transitional words and phrases to connect your ideas. For example: first/second/third, as well as, but, instead, in the event that, or, for example, are great transitional word choices.
- How to do it?
- Use an email writing methodology
- Use templates, if available
- Considerate– easy to read with bullets, subheads, boldface keywords…
- Be inviting and easy to follow. Your reader is busy so make sure that the document is easy to read, emphasizes the main purpose, and follows paragraph protocol. Short paragraphs, clear titles and subtitles, number lists and bullets will make your document easy and pleasant to read.
- Credible– facts not opinions
- Implement reliable facts, not opinions, with dependable sources provided in your business writing. Be sure to analyse the credibility of your sources and the date relevancy before trusting them.
How do I communicate better?
1. Listen! Active Listening is crucial
- Full Attention: Focus completely on the speaker without distractions.
- Understanding: Seek to understand the speaker’s message before responding.
- Feedback: Provide appropriate responses such as nodding, summarizing, or asking clarifying questions to show engagement.
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